It may seem fair to mandate insurers provide health coverage for all people regardless of pre-existing conditions, but the unintended consequences are quite large.
Young people will simply not enroll, they may be healthy, poor, carefree and unaware of their risk, whatever the reason you would have to force the younger demographic into the system to get them coverage.
Older folks who do not have coverage and find they need it, usually have had something happen to them that will be considered a pre-existing condition.
Forcing the insurance industry to insure those with pre-existing conditions will force the insurance industry to insure only those who have pre-existing conditions and it will allow those who are healthy enough to drop their coverage until they need it. If there is no risk involved in waiting, why would anyone insure for health risks if it could be acquired after the fact.
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment